You can teach a new court Mangold tricks – the horizontal effect of the Charter right to paid annual leave

Filippo Fontanelli, Senior Lecturer in International Economic Law, University of Edinburgh On 6 November 2018, the Court of Justice of the European Union (the Court) delivered three judgments relating to paid annual leave. Some of its remarks transcend the specific topic, and touch on constitutional matters: the impact of the EU Charter of Fundamental Rights on private parties, the allocation of competences between the EU and the Member States, and the application of EU secondary law. These cases teach a couple of lessons, and raise a wider point. The lessons…

Two Sides of the Law: Rights Vs Privileges

Did you know … that there are two sides of the law? There is 'the public side' which is the one you are most likely operating in which subjects you to federal mandates, incessant regulations, fines, fees, penalties, jail and even death. 'The Private Side' is available to everyone and provides an escape from 'public law'. However, nobody will talk about it because it's deemed a 'threat' to the 'system'. The mafia does not like competition you know! OK here's a little tidbit for you to ponder … A 'license'…

How to Tell Your Mother in Law – (Please) Do not Butt Into Our Affairs!

Have you ever wondered, How Can I Tell My Mother In Law, (Please) DO NOT BUTT INTO OUR AFFAIRS? I'm sure that you've felt like saying this to your MIL many times but you were either scared to say it because you anticipated a bitter and caustic reaction from your "monster in law" or because you just did not want to get into another fight with her.Let me tell you a great little trick that I learned in an incredible book called "Difficult Conversations" by Douglas Stone, Bruce Patton, and…

Dealing With In-Law Expectations

Parents in law had the way of putting pressure on you without an effort on their part. Simply saying– we are inclined to put our best foot forward when it comes to our in-laws. We want to look our best in order to justify the choice of their daughter or son. And sometimes when circumstances hit us below, we try to hide from the reality of the consequences. That's when financial debt and crisis arises. We tend to borrow money in order to continue our good impression with these family…

Free Family Fun Summer Activities and Tips

Spring has sprung and the long hot days of summer are approaching. When warm weather creeps in kids are eager to get out of school while parents are scrambling to figure out ways to keep them busy and save money. As prices go up and wallets shrink, families are constantly looking for more ways to simplify their lives while staying connected. With a desire to save money and beat the recession it may not be affordable to go on an extended family vacation or send your child away to camp…

French Property Law – A Question Answered

My wife and I are considering buying a property in France. We both have children from a previous marriage. What things should we be considering when we buy? There are two main issues you should consider – succession and inheritance tax. Many couples do not and end up incurring costs because they have to structure their affairs so that they can meet their objectives. Do not get swept along by fulfilling your dream of owning a property in France without considering these important points early on. How you buy the…

Where will 2019’s housing hotspots be?

Specialist property investment agency, Surrenden Invest, has fired up the crystal ball and peered into the future to see if the UK housing market is as prepared as it can be to ensure that property investment continues as business as usual. With the UK set to part ways with the EU at the end of March, it’s going to be an interesting year for any number of sectors, housing included. Jonathan Stephens, MD, Surrenden Invest, says: “Nobody can ever see what the future…

Mortgage costs begin to rise after 6 months of reductions

The latest analysis from Mortgage Brain has revealed that following two successive quarters of cost and rate reductions, residential mortgage costs are once again beginning to rise with the average cost of the most popular two, three and five year products all increasing during the past three months. According to the data, since the start of August 2018, the cost of a 70% and 80% LTV two year tracker has increased by 4%, while its 60% and 90% counterparts have increased by 3%. Based…

YBS announce cuts to high and low LTV products

Yorkshire Building Society has announced that it has launched a several new mortgage rates for selected products at 65% LTV and 95% LTV. According to the lender, the 65% LTV product range now includes a two-year fixed rate at 1.43% with a £995 fee, free standard valuation and £250 cashback, or a fee-free rate of 1.73%. YBS also said that a three-year fixed rate with no fee is available at 1.93% and a five-year fix starts at 1.91% with a £995 fee, free…