Aldermore announce changes to BTL proposition

Aldermore has announced that it has updated its proposition for buy-to-let and residential mortgages. The specialist bank, revealed that there has been some criteria changes for buy-to-let, including lowering ICRs for basic rate tax payers, new build flats up to 70% LTV for first time landlords and 75% LTV for existing landlords, a reduction in the minimum valuation on ex-public sector property (outside of greater London) and increased maximum property land size from 3 to 6 acres. The changes to residential products are:…

House prices in Salisbury crash in wake of poisoning incident

According to new data, following the 4 March incident, 20% more homes in Salisbury went onto the market between May and July compared to the previous three months with prices falling by as much as 9%. Research by cashbackremortgages.co.uk, revealed that ‘sold’ house prices in the Wiltshire city, from the start of February to the end of April 2018, averaged £328,243 but fell by 8.8% to £299,207 between May and July. The study also found that, across the whole of Wiltshire, average prices…

More online reviews needed to build up agent reputation

Local business reviews are becoming increasingly important for reputation management, with recent research showing 90% of consumers read online reviews before visiting a business and 72% say that positive reviews make them trust a local business more. Reviews are very powerful as they can influence buying decisions and this is reflected in the enormous push by Google, Facebook and Trip Advisor to boost local business reviews. Google has experienced exponential growth in local business reviews submitted to it since inception. From 2015 to 2016,…

Demand for allotments is growing

Allotment gardening has been an important part of society for hundreds of years. Today, they are extremely popular and waiting lists are long. In addition to the obvious benefits of growing fresh healthy food for free, allotment gardening has been demonstrated to have both physical and mental health benefits. Bob Tomlinson of Village Makers says, “Allotment gardens are increasingly under threat from building and infrastructure development, and local authorities are doing little to protect them, or create new sites. That’s why we incorporate allotments…

What does this button do? – Majority of Brits struggle with their home appliances

Us Brits love gadgets. Look in almost every home these days and you’ll find a dizzying array of technology designed to make our lives easier. But does it? Is there too much technology in our homes? — property reporter (@propertyr) October 16, 2018 A recent survey of 1,015 UK adults carried out by AppliancesDirect.co.uk, has shown how an overwhelming 61% of Brits said that they can’t work all of their home appliances. According to the stats, 39% reveal they search on the…

FTB numbers hit highest level in 14 months

The latest data and analysis from UK Finance has revealed that, during August, there were 35,500 new first-time buyer mortgages completed in the month, a 2% rise against the same month a year earlier. The data shows that the £6.1bn of new lending during August was 5.2% more year-on-year and that the average first-time buyer is 30 and has a gross household income of £42,000. According to the data 38,000 new homemover mortgages were completed in the month, some 2.3% fewer than in…

Stirling Ackroyd’s announce acquisition of Bridge Estates

Property group, Stirling Ackroyd has announced that it has made its third acquisition of the year, expanding in East London with the purchase of multi-service property agency, Bridge Estates. Shoreditch based Bridge Estates specialises in sales, lettings, land, new homes and commercial property. Over time, all of Bridge Estates employees will be integrated into Stirling Ackroyd’s Shoreditch operation and flagship office. Tom Mulligan, Managing Director, Bridge Estates, said: “This is a key milestone in the journey for Bridge Estates. The acquisition provides the…

Moore on The Past, Present, and Future of Law Reform in Canada

Marcus Moore, University of Oxford, Faculty of Law, has published The Past, Present, and Future of Law Reform in Canada at 6 Theory and Practice of Legislation 225 (2018). Here is the abstract. The story of institutional law reform in Canada has been described by one veteran as ‘somewhat troubling.’ It is a story not without significant successes: In Québec civil law, the codifications were remarkable achievements which realised sweeping and highly-esteemed reforms. Among Canadian common law provinces, Ontario founded the Commonwealth’s first law reform commission in 1964, and as…

Bastias Saavedra on Jurisdictional Autonomy and the Autonomy of Law

Manuel Bastias Saavedra, Max Planck Society for the Advancement of the Sciences – Max Planck Institute for European Legal History, has published Jurisdictional Autonomy and the Autonomy of Law: End of Empire and the Functional Differentiation of Law in 19th-Century Latin America at 26 Rechtsgeschichte/Legal History 325 (2018). Here is the abstract. This contribution discusses the collapse of the Iberian Empire and the transformation of legal regimes in 19th-century Latin America. While most of the literature on this period centers on the process of state-building and the reform of legal…

Machuskyy on The Right of Blood-Revenge in a Medieval Ukraine

Volodymyr Machuskyy, Kyiv National Economic Univesrity named after Vadym Hetman, has published The Right of Blood-Revenge in a Medieval Ukraine: The Concept and the Evolution. Here is the abstract. The idea and practice of blood-revenge existed in ancient societies around the world. Because of its high prevalence and significance, blood-revenge as a social phenomenon for a long time was the subject of study of a sufficiently large number of scientists, representatives of various sciences from many countries. The scientific diversity in the context of the study of blood revenge paradoxically…