Santander UK plc v. P

Following the decision of the Sheriff Appeal Court in NRAM plc v. Cordiner last year, it is generally thought that a homeowner cannot recall a decree by a “Minute for Recall of Decree’ where he or she had appeared in court, or been represented.   This week, Govan Law Centre (GLC) was able to secure a recall of a mortgage repossession decree despite the homeowner having previously appeared before the sheriff.  A summary of the case is set out below.  Mr P consulted Govan Law Centre through the Ayrshire Homelessness Prevention Project…

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Rent rises along the Elizabeth line outstripping London average by 2 to 1

The latest data and analysis from Landbay has revealed that the average rental growth along the Elizabeth Line has increased at more than double the rate of the London average over the last 6 years. According to the report, the £15bn Crossrail project has had major economic impact on many areas along the line. The Elizabeth Line, which will open to commuters in Autumn 2019, is set transform the way people travel in and out of London and the South East – improving access…

Why build-to-rent is the key to helping ‘Generation Rent’

Millennials look set to be the first generation in the UK who may never own their own homes. A recent report estimated that more than 50% of adults under the age of 40 will be living in privately rented accommodation by 2025, and research from the Resolution Foundation stated that up to one third of young adults will never be homeowners. As a result, much of this ‘Generation Rent’ looks likely to remain in private rental accommodation for the rest of their lives. …

Halifax HPI reveals a ‘no-deal housing market’

According to the latest data released by Halifax, during November house prices recorded the lowest rate of growth since December 2012. Halifax revealed that prices between September and November were 1.1% lower than in the preceding three months and when looked at on a month-by-month basis fell by 1.4%, making three monthly falls out of the last four. The average price of a home in the UK according to the lender is now £224,578. Russell Galley, Managing Director, Halifax, commented on this…

How to speed up the sale of your rental property

It has been a tough 12 months for landlords. A difficult political climate, new restrictive legislation and less than favourable changes to tax have pushed many into deciding to quit the sector and sell up. UK sales and lettings experts, Belvoir, provide top tips for landlords who wish to sell a rental property – quickly. 1: Incentivise Selling a rental property with a tenant in situ can be a challenge. Tenants are entitled to live their lives as they wish, and although…

There’s no place like home: Almost half of home movers relocate within a 10 mile radius

According to the latest research released by home moving company, AnyVan.com, almost half of home movers move less than 10 miles away from their current property. The data came from analysis of over 18,000 home removal jobs and shows that 48% of property moves are less than 10 miles from their current home with just over a quarter of moves (27%) less than 5 miles. 62% of all moves are less than 20 miles with 57% less than 15 miles. The data also gave…

UK property supply falls 25% in November

Political squabbling and Brexit uncertainty may have contributed to sellers holding off listing their properties in November, as new supply fell 25.4% across the UK and 33.8% in London, compared to October. According to the latest Property Supply Index compiled by online estate agents, Housesimple, new listings dropped from 68598 in October to 54703 in November across those areas analysed. However, despite this drop off, new stock levels were actually up 5% last month compared to November 2017. And sellers in the North…