Zeno-Zencovich on Data Visualization and Legal Epistemology

Vincenzo Zeno-Zencovich, University of Rome III-Department of Law, has published Through a Lawyer’s Eyes: Data Visualization and Legal Epistemology 459 in Law, Norms, and Freedoms in Cyberspace/Droit, Normes, et Libertes dans le Cybermonde: Liber Amicorum Yves Poulet (Elise Degrave, Cecile de Terwangne, Severine Dusolier, et Robert Querck, eds., Larcier, 2018). The article aims at investigating the relationship between the law and its visual depiction, in the light of the growing use of vast amounts of data to represent social phenomena. Visual analytics and infographics are part of contemporary forms of…

Munshi on Race, Citizenship, and the Visual Archive @GeorgetownLaw

Sherally Munshi, Georgetown University Law Center, is publishing ‘You Will See My Family Became so American’: Race, Citizenship, and the Visual Archive in Law and the Visual: Representation, Technologies, and Critique (Desmond Manderson, ed., 2018). Here is the abstract. In 1932, the United States government sought to cancel the citizenship of Dinshah Ghadiali, an immigrant from India, alleging that Ghadiali “by reason of his not being a free white person or a person of African nativity or descent is, and was, ineligible racially for naturalization.” Ghadiali was one of dozens…

Law & Humanities Blog: Green on Legal Monism: An American History @WMLawSchool

Michael S. Green, William & Mary Law School, has published Legal Monism: An American History in Vienna Legal Philosophy 23-48 (Christoph Bezemek, Michael Potacs, and Alexander Somek, eds., Hart Publishing, 2018) (Vienna Lectures on Legal Philosophy). Legal monism is the view that necessarily one, and only one, legal system exists. The legal norms of all past, present, and possible communities exist only within in an overarching legal system, which does not itself depend upon any community for its existence. Current legal philosophers — including those who might be described as…

Accord announce launch of seven new SVR products

Accord has announced that it has launched a new range of two-year standard variable rate products priced 0.81% lower than the average two-year fix rate. Available today, the new products are up to 95% LTV and track the lender’s SVR which is currently 4.99%. The two-year range comes with a £495 product fee and free standard valuation, with the exception of a 0.97% option at 60% LTV which has a £1,495 fee and no additional features. Ben Merritt, mortgage manager at Accord,…

TMW announce removal of maximum age limit for experienced landlords

The Mortgage Works has revealed that from next week it is to remove its age limit at application for experienced landlords looking for a lower LTV mortgage. Presently, the maximum age at application is 70 for all LTVs and all landlord types for buy-to-let loans, but no maximum age at redemption. However from 18 April, there will be no maximum age at application nor at redemption for experienced landlords looking to borrow up to 65% LTV for either purchase and remortgage. The same…

Barclays announce further rate hikes across the board

Barclays has confirmed that from today, mortgage products across its residential, buy-to-let and reward ranges will see their rates rise. However, Barclays was keen to ‘soften the blow’ by jointly announcing that it is reducing its ten-year fixed rate product at 60% LTV by 10bps, with rates now available from 2.59% with a £999 fee. Additionally, Barclays has confirmed the new interest rates for its first Green Home Mortgage product range. The mortgage offers a 10bps discount off traditional Barclays products for…

Universal Credit claimants to get ‘rent boost’ from the government

The government has announced that people in receipt of Housing Benefit will receive an extra 2 weeks’ support with their rent when they move onto Universal Credit. New Universal Credit claimants already getting support with their housing costs will continue to receive Housing Benefit for 2 weeks after their claim ends, to help them transition onto Universal Credit. This non-recoverable extra support is worth an average £233 and is set to help around 2.3 million people when they move onto Universal Credit. …

Mortgage market continues to favour those with a larger deposit

2018 has started relatively well for those taking their first step onto the property ladder. Average mortgage interest rates continue to fall and recently released government statistics have shown that various schemes including HTB are performing well. However, the market remains skewed and still overwhelmingly favours those with at least a 25% deposit. The latest findings from the quarterly AmTrust Mortgage Loan to Value (LTV) Tracker show that those first-timers with only a 5% deposit are still having to pay almost two-thirds more…