Zinos on Fundamental Rights in Early American Case Law: 1789-1859

Nicholas Zinos, Mitchell Hamline School of Law, is publishing Fundamental Rights in Early American Case Law: 1789-1859 in volume 7 of the British Journal of American Legal Studies (2018). Here is the abstract. Fundamental Rights Law is a ubiquitous feature of modern American jurisprudence. Where did the term “Fundamental Rights” come from, and how was it applied in early American case law? This article outlines the genesis of fundamental rights law in early 17th century England and how this law developed and was applied over time. The English Bill of…

Shaviro on Gilded Age Literature and Inequality @DanielShaviro

Daniel Shaviro, New York University School of Law, has published Gilded Age Literature and Inequality. Here is the abstract. We are an intensely social species, and often a rivalrous one, prone to measuring ourselves in terms of others, and often directly against others. Accordingly, relative position matters to our sense of wellbeing, although excluded from standard economic models that look only at the utility derived from own consumption of commodities plus leisure. For example, people can have deep-seated psychological responses to inequality and social hierarchy, creating the potential for extreme…

Mirow on Spanish Law and Its Expansion

M. C. Mirow, Florida International University, College of Law, is publishing Spanish Law and Its Expansion in the Oxford Handbook of European Legal History (Pihlajamäki, Dubber & Godfrey, eds., Oxford: Oxford University Press, 2018) (Forthcoming). Here is the abstract. This chapter provides an overview of the legal aspects of Spain’s enterprise in the Americas. It addresses the uses of law in discovery, exploration and conquest; Castilian law before its expansion to new territories; the use of law to justify conquest; slavery and indigenous labour; institutions; sources of law; legal actors;…

Right to erasure (right to be forgotten) under the GDPR – the danger of “rewriting history” or the individual’s chance to leave the past behind

Ketevan Kukava, PhD Student in Law, Tbilisi State University In the internet age, when vast amount of information can be stored indefinitely and can be easily retrieved by means of a mouse click, controlling one’s personal data seems a particularly difficult task to do. Complete erasure of data from digital memory once it becomes publicly available is questionable from technological and practical point of view. As a result, the burden of remembering past events and behavior after they have lost their relevance and permanent digital accessibility of information can have…

How will new HMO licensing rules affect landlords?

“It is absolutely essential that you keep up to date with the changes taking place and ensure that you have the relevant HMO licence” In early March, 2018, the Government introduced new rules regarding licensing of houses in multiple occupation. From October 1st, 2018, there will be an extension to the scope of mandatory licensing requirements for HMOs, under section 55(3) of the Housing Act 2004. This means that more properties will require a licence before they can be let. …

Scottish house price growth accelerates to 7.7%

“The Scottish market goes from strength to strength, with Edinburgh driving growth, but excellent performance found across the country. ” Scottish annual house price growth has accelerated again, increasing by 7.7% in March, according to the latest Your Move house price index. The figure compares to just 1.0% in England and Wales as a whole for the same month. Wales, bolstered by high value sales as buyers rush to beat the new Land Transaction Tax in April, also still trails well behind, with…

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Virgin Money launches first seven and ten-year fixed rates

“We have seen an increased appetite from customers wanting the opportunity to future-proof their mortgage repayments.” Virgin Money has launched its first seven and ten-year fixed rate products available for house purchase, remortgage and product transfer. Seven-year fixed rates start from 2.37% at 65% LTV with a £995 product fee and are available up to 90% LTV at 2.95% with no product fee. Ten-year fixes are available at 2.59% up to 65% LTV, 2.65% at 75% LTV and 3.25% up to 90%…

Remortgage market drives April lending rise: UK Finance

” I also predict there will be a rebalancing of the market as buy-to-let activity diminishes further still, following stamp duty increases and tapering of tax relief ” Gross mortgage lending rose by 13.3% annually to £20.4bn in April, driven by strong remortgaging figures, according to the latest UK Finance data. The number of total mortgage approvals has also risen and is 11% higher, primarily driven by remortagage approvals which were almost 30% higher than a year earlier. Eric Leenders, managing director…

Furness launches Help to Buy repayment product

“We’re really thrilled to be ready to accept applications on this basis as people start to think about consolidating both elements of the mortgage” Furness Building Society has launched a new Help to Buy remortgage product which will enable customers to wrap their mortgage borrowing into one loan repayment. Furness is offering its full product range for these mortgages, including cases up 95%. All of Furness’ 95% mortgages offer a cashback ranging from £300 up to £1,500. Customers can also take…